Receive funds typically within same day!*

Receive Your Funds Typically Same Day!

Applying won’t affect your FICO Credit Score!

Apply in Minutes

Blue Oak Credit’s application process is simple, fast, and more importantly secure.

Quick Decision

Our proprietary technology allows us to quickly make loan approval decisions.

Fast Funding

Once your application is approved, Blue Oak Credit may fund your loan as soon as the same day!*

Real-life strategy to reach your goals.

Everyone’s path to financial health is different. Regardless of where you are in your journey, Blue Oak Credit is committed to helping build your financial health along the way.

  • Fair Credit Borrowers
  • No Credit Borrowers, Thin File
  • Bad Credit Borrowers, no problem

Let’s work together

Blue Oak Credit can help with the Unexpected

Car Repair

From unexpected auto accidents to paying for new parts, a personal loan from Blue Oak Credit can get you the money you need.

Medical Expenses

Upcoming medical bill or unexpected medical expenses, an online loan from Blue Oak Credit can provide the cash you need to cover these costs.

Major Expenses

Significant purchases like unplanned travel, moving costs, or unexpected enrollment costs that require fast cash, Blue Oak Credit helps you move forward.

What makes Blue Oak Credit Different?

  • For Everyone: Blue Oak Credit was created on the belief that everyone should have access to safe and affordable lending options.
  • Access: We provide access to cash for when people need it.
  • We’re here to help: Our installment loans range from $300 – $2500 and aim to help you achieve your goals. 

Woman Smiling